| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +12.4% | +4.4% | +8.1 pts |
| Deposit growth (YoY) | +13.1% | +4.0% | +9.2 pts |
| Loan growth (YoY) | +3.9% | +5.6% | -1.7 pts |
| ROA | 1.34% | 1.24% | +0.1 pts |
| ROE | 12.9% | 11.9% | +1.1 pts |
ROA ranks in the 56th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $175.7M | $158.4M | $121.5M | $16.8M | $1.1M | 1.34% | 4.42% | 0.05% |
| Q1 2026 | $164.9M | $147.2M | $123.7M | $17.3M | $539K | 1.37% | 4.48% | 0.05% |
| Q4 2025 | $149.6M | $132.3M | $119.7M | $16.9M | $2.4M | 1.58% | 4.56% | 0.06% |
| Q3 2025 | $157.6M | $140.7M | $114.3M | $16.5M | $1.8M | 1.57% | 4.42% | 0.06% |
| Q2 2025 | $156.2M | $140.1M | $117.0M | $15.8M | $1.2M | 1.50% | 4.35% | 0.03% |
| Q1 2025 | $155.8M | $139.2M | $117.6M | $16.1M | $582K | 1.52% | 4.19% | 0.03% |
| Q4 2024 | $150.3M | $134.3M | $112.1M | $15.7M | $2.4M | 1.57% | 3.98% | 0.06% |
| Q3 2024 | $153.3M | $137.4M | $113.8M | $15.4M | $1.9M | 1.64% | 3.90% | 0.02% |
Loan mix (Q2 2026): real estate $102.7M · commercial $19.3M · consumer $752K · securities $4.6M
| Ratio | Bank of Prairie Village | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.34% | 1.24% | 56th | |
Return on equity Annualized net income ÷ equity or net worth | 12.9% | 11.9% | 56th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.42% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
74th |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.2% | 62.9% | 48th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Bank of Prairie Village | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Bank of Prairie Village | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Bank of Prairie Village | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Bank of Prairie Village | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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