| Metric | Bank of Little Rock | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -13.1% | +4.4% | -17.5 pts |
| Deposit growth (YoY) | -10.8% | +4.0% | -14.8 pts |
| Loan growth (YoY) | -7.1% | +5.6% | -12.7 pts |
| ROA | -1.25% | 1.24% | -2.5 pts |
| ROE | -15.4% | 11.9% | -27.2 pts |
ROA ranks in the 1st percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $252.9M | $231.5M | $128.5M | $19.7M | $-1.6M | -1.25% | 3.99% | 0.26% |
| Q1 2026 | $265.3M | $241.5M | $126.9M | $22.2M | $649K | 0.97% | 3.88% | 0.26% |
| Q4 2025 | $268.6M | $244.5M | $128.8M | $22.2M | $-3.8M | -1.31% | 3.09% | 0.46% |
| Q3 2025 | $270.0M | $247.3M | $128.0M | $21.0M | $-4.7M | -2.15% | 2.91% | 0.57% |
| Q2 2025 | $291.0M | $259.6M | $138.2M | $28.8M | $483K | 0.32% | 2.63% | 0.91% |
| Q1 2025 | $306.2M | $281.7M | $138.7M | $22.6M | $152K | 0.20% | 2.51% | 0.85% |
| Q4 2024 | $298.2M | $268.3M | $136.8M | $21.6M | $16K | 0.01% | 2.11% | 0.86% |
| Q3 2024 | $294.6M | $248.2M | $132.5M | $21.7M | $-4K | -0.00% | 2.06% | 0.81% |
Loan mix (Q2 2026): real estate $94.8M · commercial $30.8M · consumer $4.9M · securities $95.8M
| Ratio | Bank of Little Rock | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -1.25% | 1.24% | 1th | |
Return on equity Annualized net income ÷ equity or net worth | -15.4% | 11.9% | 1th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.99% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 74.0% | 62.9% | 76th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Bank of Little Rock | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Bank of Little Rock | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Bank of Little Rock | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Bank of Little Rock | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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