CharterBench

Bank of England

BankStateEngland, AR·Est. 1898·www.bankofengland-ar.com·FDIC #13303Compare ⇄
Total assets
$332.3M
-1.1% YoY
Deposits
$254.1M
-0.3% YoY
Loans
$95.4M
-5.6% YoY
Offices
151
MHBC INVESTMENTS PARTNERSHIP I LLLP
ROA (annualized)
0.35%
ROE (annualized)
1.79%

Peer comparison

No peer data.

Profile

Established
1898
Charter
State
Primary regulator
FDIC
Holding company
MHBC INVESTMENTS PARTNERSHIP I LLLP
Specialization
Agricultural Specialization
Address
123 S Main St, England, AR, 72046
County
Lonoke
Metro area
Little Rock-North Little Rock-Conway, AR
Offices
151
FDIC cert #
13303
RSSD ID
244149
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$332.3M$254.1M$95.4M$65.0M$584K0.35%3.60%1.26%
Q1 2026$329.0M$250.6M$89.6M$65.1M$339K0.41%3.47%1.12%
Q4 2025$328.6M$249.5M$96.7M$65.6M$-871K-0.25%3.55%1.12%
Q3 2025$338.6M$257.1M$104.6M$65.4M$-1.0M-0.39%3.55%1.05%
Q2 2025$335.9M$254.9M$101.1M$64.6M$-1.5M-0.88%3.49%1.03%
Q1 2025$347.8M$258.8M$107.3M$65.2M$-918K-1.02%3.35%1.08%
Q4 2024$373.0M$282.4M$110.1M$65.9M$-708K-0.18%3.54%0.95%
Q3 2024$403.6M$301.1M$156.7M$64.6M$-2.3M-0.76%3.54%0.74%

Loan mix (Q2 2026): real estate $69.4M · commercial $9.2M · consumer $2.8M · securities $166.8M

Ratio pack Q2 2026 · peer medians from 1900 institutions

Profitability
RatioBank of EnglandTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.35%Q3 2024 → Q2 20261.24%
9th
Return on equity
Annualized net income ÷ equity or net worth
1.8%Q3 2024 → Q2 202611.9%
6th
Net interest margin
Interest income − interest expense, ÷ assets
3.60%Q3 2024 → Q2 20263.96%
32th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
93.4%Q3 2024 → Q2 202662.9%
96th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioBank of EnglandTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioBank of EnglandTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioBank of EnglandTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioBank of EnglandTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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