Amalgamated Bank of Chicago
Total assets
$1.33B
▲ +5.6% YoY
Deposits
$1.14B
▲ +6.6% YoY
Loans
$842.7M
▲ +17.7% YoY
Offices
2
AMALGAMATED INVESTMENTS CO
ROA (annualized)
1.13%
peers 1.26%
ROE (annualized)
11.15%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.6% | +5.5% | +0.1 pts |
| Deposit growth (YoY) | +6.6% | +5.1% | +1.6 pts |
| Loan growth (YoY) | +17.7% | +5.9% | +11.8 pts |
| ROA | 1.13% | 1.26% | -0.1 pts |
| ROE | 11.2% | 12.2% | -1.0 pts |
ROA ranks in the 39th percentile of its peer group · Q2 2026
Profile
- Established
- 1922
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- AMALGAMATED INVESTMENTS CO
- Specialization
- Commercial Lending Specialization
- Address
- 20101 N Wacker Dr, Chicago, IL, 60606
- County
- Cook
- Metro area
- Chicago-Naperville-Elgin, IL-IN-WI
- Offices
- 2
- FDIC cert #
- 903
- RSSD ID
- 397531
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.33B | $1.14B | $842.7M | $140.6M | $7.7M | 1.13% | 3.53% | 0.43% |
| Q1 2026 | $1.28B | $1.10B | $821.7M | $136.9M | $3.6M | 1.04% | 3.45% | 0.44% |
| Q4 2025 | $1.47B | $1.29B | $776.8M | $134.5M | $13.3M | 1.00% | 3.40% | 0.53% |
| Q3 2025 | $1.30B | $1.10B | $782.8M | $130.9M | $9.3M | 0.96% | 3.37% | 0.60% |
| Q2 2025 | $1.26B | $1.07B | $716.1M | $127.1M | $5.4M | 0.83% | 3.32% | 0.85% |
| Q1 2025 | $1.19B | $1.00B | $718.3M | $124.6M | $2.7M | 0.82% | 3.25% | 0.90% |
| Q4 2024 | $1.43B | $1.24B | $748.9M | $122.3M | $11.5M | 0.91% | 3.54% | 0.77% |
| Q3 2024 | $1.17B | $984.8M | $726.4M | $118.2M | $8.1M | 0.89% | 3.58% | 0.29% |
Loan mix (Q2 2026): real estate $818.6M · commercial $33.9M · consumer $11K · securities $81.9M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.13% | 1.26% | 39th | |
Return on equity Annualized net income ÷ equity or net worth | 11.2% | 12.2% | 42th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.53% | 3.70% | 38th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 66.1% | 59.0% | 71th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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