Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2025 | $887K | $654K | $541K | $230K | $873 | 0.13% | 3.25% | 0.62% | 239 |
| Q2 2025 | $928K | $695K | $549K | $230K | $415 | 0.09% | 3.01% | 0.82% | 243 |
| Q1 2025 | $926K | $694K | $599K | $230K | $336 | 0.15% | 3.10% | 0.85% | 241 |
| Q4 2024 | $976K | $745K | $650K | $229K | $5K | 0.56% | 3.42% | 0.98% | 248 |
| Q3 2024 | $947K | $715K | $730K | $229K | $5K | 0.71% | 3.65% | 0.97% | 250 |
| Q2 2024 | $987K | $757K | $809K | $228K | $4K | 0.74% | 3.55% | 0.94% | 251 |
Loan mix (Q3 2025): real estate $0 · commercial $0 · consumer $520K · securities $8K
Nothing unusual in — — steady quarter.
| Ratio | S. T. P. Employees | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.13% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 0.5% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.25% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 96.0% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | S. T. P. Employees | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | S. T. P. Employees | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | S. T. P. Employees | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | S. T. P. Employees | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
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