Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $694K | $460K | $509K | $233K | $2K | 0.46% | 3.41% | 5.29% | 84 |
| Q1 2025 | $744K | $511K | $550K | $233K | $1K | 0.61% | 3.69% | 4.89% | 91 |
| Q4 2024 | $711K | $479K | $566K | $232K | $22K | 3.14% | 4.56% | 0.00% | 101 |
| Q3 2024 | $770K | $543K | $623K | $227K | $18K | 3.04% | 4.35% | 0.00% | 102 |
| Q2 2024 | $730K | $498K | $693K | $222K | $13K | 3.46% | 4.80% | 0.00% | 105 |
Loan mix (Q2 2025): real estate $0 · commercial $0 · consumer $509K · securities $2K
Nothing unusual in — — steady quarter.
| Ratio | Producers Employees' | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.46% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 1.4% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.41% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 61.9% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Producers Employees' | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Producers Employees' | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Producers Employees' | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Producers Employees' | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
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