Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2025 | $27.3M | $23.8M | $5.2M | $3.5M | $310K | 1.52% | 3.57% | 0.20% | 1,163 |
| Q2 2025 | $28.3M | $22.9M | $5.8M | $3.4M | $230K | 1.63% | 3.59% | 1.26% | 1,176 |
| Q1 2025 | $26.3M | $23.0M | $6.2M | $3.3M | $120K | 1.82% | 3.86% | 0.84% | 1,181 |
| Q4 2024 | $26.4M | $23.2M | $6.7M | $3.2M | $522K | 1.98% | 3.76% | 0.20% | 1,188 |
| Q3 2024 | $26.3M | $23.3M | $7.0M | $3.0M | $281K | 1.42% | 3.71% | 0.25% | 1,203 |
| Q2 2024 | $25.5M | $22.6M | $7.4M | $2.8M | $143K | 1.12% | 3.72% | 0.23% | 1,212 |
Loan mix (Q3 2025): real estate $0 · commercial $0 · consumer $4.2M · securities $15.0M
Nothing unusual in — — steady quarter.
| Ratio | Mt. Rainier | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.52% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 11.9% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.57% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 61.5% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Mt. Rainier | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Mt. Rainier | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Mt. Rainier | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Mt. Rainier | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.