Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2025 | $220.3M | $201.5M | $57.7M | $38.5M | $120K | 0.07% | 2.58% | 0.36% | 16,594 |
| Q2 2025 | $220.5M | $205.4M | $58.3M | $38.3M | $-73K | -0.07% | 2.55% | 0.52% | 16,630 |
| Q1 2025 | $227.4M | $212.6M | $58.3M | $38.3M | $-144K | -0.25% | 2.44% | 0.64% | 16,660 |
| Q4 2024 | $222.7M | $211.0M | $59.4M | $38.4M | $442K | 0.20% | 2.52% | 0.64% | 16,760 |
| Q3 2024 | $236.5M | $219.3M | $59.4M | $38.3M | $341K | 0.19% | 2.37% | 0.53% | 17,087 |
| Q2 2024 | $239.6M | $228.6M | $59.1M | $38.2M | $285K | 0.24% | 2.35% | 1.06% | 17,146 |
Loan mix (Q3 2025): real estate $24.6M · commercial $9.8M · consumer $22.6M · securities $135.5M
Nothing unusual in — — steady quarter.
| Ratio | Louviers | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.07% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 0.4% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 2.58% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 94.6% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Louviers | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Louviers | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Louviers | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Louviers | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.