Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $329.7M | $299.9M | $281.2M | $25.2M | $1.2M | 0.72% | 3.60% | 1.00% | 20,937 |
| Q1 2025 | $344.3M | $315.4M | $283.6M | $24.0M | $-5K | -0.01% | 3.27% | 0.86% | 20,974 |
| Q4 2024 | $346.1M | $317.2M | $285.9M | $24.1M | $-2.0M | -0.59% | 3.00% | 0.95% | 20,852 |
| Q3 2024 | $345.3M | $313.2M | $288.3M | $24.3M | $-1.8M | -0.71% | 2.99% | 0.81% | 20,829 |
| Q2 2024 | $352.4M | $315.2M | $293.2M | $25.1M | $-1.0M | -0.60% | 2.94% | 0.80% | 20,721 |
Loan mix (Q2 2025): real estate $130.9M · commercial $19.2M · consumer $52.0M · securities $8.3M
Nothing unusual in — — steady quarter.
| Ratio | Great River | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.72% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 9.4% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.60% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 77.5% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Great River | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Great River | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Great River | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Great River | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.