Dexter Public Schools Credit Union

Credit UnionFISCUDexter, MO·Est. 1966·NCUA #67703Compare ⇄▤ Account brief

Total assets

$5.6M

▲ +10.7% YoY

Shares & deposits

$4.9M

▲ +11.6% YoY

Loans

$4.4M

▲ +5.0% YoY

Members

690

▲ +0.9% YoY

ROA (annualized)

0.11%

peers 0.60%

ROE (annualized)

0.96%

peers 4.10%

Peer comparison 2,508 credit unions with <100M in assets

Metric	This credit union	Peer median	Δ
Asset growth (YoY)	+10.7%	+1.3%	+9.4 pts
Share growth (YoY)	+11.6%	+0.7%	+10.9 pts
Loan growth (YoY)	+5.0%	-2.4%	+7.4 pts
ROA	0.11%	0.60%	-0.5 pts
ROE	1.0%	4.1%	-3.1 pts

ROA ranks in the 26th percentile of its peer group · Q1 2026

Quarter	Assets	Shares	Loans	Net worth	Net income YTD	ROA	NIM	Delinquency	Members
Q1 2026	$5.6M	$4.9M	$4.4M	$673K	$2K	0.11%	1.54%	0.00%	690
Q4 2025	$5.4M	$4.7M	$4.4M	$672K	$34K	0.64%	1.69%	0.00%	691
Q3 2025	$5.4M	$4.7M	$4.5M	$660K	$23K	0.57%	1.64%	0.00%	683
Q2 2025	$5.4M	$4.7M	$4.3M	$649K	$13K	0.47%	1.60%	0.00%	690
Q1 2025	$5.1M	$4.4M	$4.2M	$642K	$5K	0.43%	1.63%	0.00%	684
Q4 2024	$5.1M	$4.5M	$4.1M	$637K	$5K	0.10%	1.41%	0.00%	684
Q3 2024	$5.0M	$4.4M	$4.1M	$640K	$8K	0.21%	1.59%	0.00%	682
Q2 2024	$5.1M	$4.4M	$4.2M	$634K	$2K	0.07%	1.23%	0.00%	685

Loan mix (Q1 2026): real estate $0 · commercial $0 · consumer $4.1M · securities $600K

Deposits up·Shares & deposits +11.6% YoY — Growing franchise; likely investing in capacity

Profitability

Ratio	Value	Peer median	Peer percentile
Return on assets Annualized net income ÷ assets	0.11%	0.60%	26th
Return on equity Annualized net income ÷ equity or net worth	1.0%	4.1%	27th
Net interest margin Interest income − interest expense, ÷ assets	1.54%	3.83%

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Ratio	Value	Peer median
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand	00.0%	00.0%
Loans-to-assets How much of the balance sheet is lent out	00.0%	00.0%
Securities-to-assets Investment portfolio as a share of assets	00.0%	00.0%
Cash-to-assets On-balance-sheet liquidity	00.0%	00.0%

Ratio	Value	Peer median
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans	00.0%	00.0%
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans	00.0%	00.0%
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300%	00.0%	00.0%

Ratio	Value	Trend (8q)	Peer median	Peer percentile
Loans per member Member borrowing depth	00.0%		00.0%
Deposits per member Member relationship depth	00.0%		00.0%