No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $133.9M | $128.0M | $49.2M | $5.3M | $738K | 1.09% | 2.91% | 0.11% |
| Q1 2026 | $136.4M | $130.6M | $47.1M | $5.3M | $371K | 1.09% | 2.81% | 0.11% |
| Q4 2025 | $136.9M | $131.1M | $44.0M | $5.4M | $1.0M | 0.79% | 2.65% | 0.12% |
| Q3 2025 | $132.5M | $127.2M | $42.6M | $4.7M | $633K | 0.67% | 2.59% | 0.14% |
| Q2 2025 | $125.7M | $122.5M | $42.2M | $2.6M | $362K | 0.59% | 2.51% | 0.10% |
| Q1 2025 | $127.1M | $124.1M | $37.9M | $2.5M | $140K | 0.46% | 2.41% | 0.10% |
| Q4 2024 | $115.5M | $113.6M | $37.4M | $1.3M | $461K | 0.41% | 2.44% | 0.12% |
| Q3 2024 | $118.0M | $113.4M | $36.6M | $4.0M | $420K | 0.49% | 2.42% | 0.12% |
Loan mix (Q2 2026): real estate $35.9M · commercial $5.2M · consumer $2.7M · securities $62.1M
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.09% | 1.24% | 40th | |
Return on equity Annualized net income ÷ equity or net worth | 27.7% | 11.9% | 98th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.91% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 64.0% | 62.9% | 53th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.