No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $83.9M | $76.3M | $30.4M | $7.1M | $562K | 1.35% | 3.81% | 0.00% |
| Q1 2026 | $83.7M | $76.4M | $29.1M | $6.9M | $258K | 1.24% | 3.68% | 0.00% |
| Q4 2025 | $83.0M | $75.9M | $27.4M | $6.8M | $1.1M | 1.29% | 3.76% | 0.00% |
| Q3 2025 | $85.9M | $78.6M | $27.6M | $6.7M | $792K | 1.28% | 3.71% | 0.00% |
| Q2 2025 | $83.7M | $76.7M | $26.7M | $6.5M | $513K | 1.26% | 3.65% | 0.01% |
| Q1 2025 | $79.8M | $72.9M | $27.2M | $6.4M | $251K | 1.25% | 3.62% | 0.00% |
| Q4 2024 | $80.3M | $73.6M | $27.6M | $6.3M | $1.1M | 1.37% | 3.81% | 0.00% |
| Q3 2024 | $79.4M | $72.6M | $28.1M | $6.2M | $826K | 1.39% | 3.79% | 0.00% |
Loan mix (Q2 2026): real estate $15.1M · commercial $5.9M · consumer $6.4M · securities $36.8M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.35% | 0.99% | 69th | |
Return on equity Annualized net income ÷ equity or net worth | 16.2% | 8.1% | 87th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.81% | 3.88% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 67.7% | 70.8% | 43th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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