| Metric | Success Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.5% | +4.4% | +0.1 pts |
| Deposit growth (YoY) | +4.3% | +4.0% | +0.4 pts |
| Loan growth (YoY) | +0.5% | +5.6% | -5.1 pts |
| ROA | 1.67% | 1.24% | +0.4 pts |
| ROE | 13.9% | 11.9% | +2.0 pts |
ROA ranks in the 75th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $277.1M | $236.5M | $206.8M | $32.9M | $2.3M | 1.67% | 4.19% | 0.25% |
| Q1 2026 | $267.1M | $227.0M | $212.0M | $32.6M | $1.2M | 1.78% | 4.19% | 0.29% |
| Q4 2025 | $269.7M | $224.4M | $213.4M | $32.6M | $4.6M | 1.74% | 4.07% | 0.29% |
| Q3 2025 | $260.2M | $217.2M | $206.1M | $32.0M | $3.4M | 1.72% | 4.01% | 0.31% |
| Q2 2025 | $265.2M | $226.7M | $205.8M | $31.0M | $2.1M | 1.59% | 3.97% | 0.28% |
| Q1 2025 | $268.3M | $236.1M | $201.8M | $30.0M | $1.1M | 1.57% | 3.92% | 0.00% |
| Q4 2024 | $270.5M | $239.0M | $202.6M | $29.1M | $3.1M | 1.21% | 3.66% | 0.01% |
| Q3 2024 | $260.9M | $229.1M | $195.7M | $29.4M | $1.9M | 0.99% | 3.53% | 0.11% |
Loan mix (Q2 2026): real estate $166.9M · commercial $19.4M · consumer $2.0M · securities $45.0M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Success Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.67% | 1.24% | 75th | |
Return on equity Annualized net income ÷ equity or net worth | 13.9% | 11.9% | 62th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.19% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 57.7% | 62.9% | 35th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Success Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Success Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Success Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Success Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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