| Metric | Medallion Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +10.0% | +5.5% | +4.5 pts |
| Deposit growth (YoY) | +14.2% | +5.1% | +9.1 pts |
| Loan growth (YoY) | +12.7% | +5.9% | +6.8 pts |
| ROA | 2.15% | 1.26% | +0.9 pts |
| ROE | 12.9% | 12.2% | +0.8 pts |
ROA ranks in the 92nd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.83B | $2.30B | $2.55B | $450.0M | $29.0M | 2.15% | 8.58% | 0.42% |
| Q1 2026 | $2.65B | $2.13B | $2.39B | $443.5M | $13.0M | 1.97% | 8.52% | 0.43% |
| Q4 2025 | $2.62B | $2.09B | $2.34B | $450.2M | $72.2M | 2.81% | 8.76% | 0.57% |
| Q3 2025 | $2.58B | $2.06B | $2.32B | $439.1M | $52.8M | 2.75% | 8.74% | 0.43% |
| Q2 2025 | $2.58B | $2.01B | $2.27B | $473.6M | $32.9M | 2.58% | 8.63% | 0.36% |
| Q1 2025 | $2.54B | $2.03B | $2.28B | $391.1M | $15.6M | 2.46% | 8.51% | 0.36% |
| Q4 2024 | $2.55B | $2.09B | $2.29B | $382.4M | $60.6M | 2.49% | 8.69% | 0.48% |
| Q3 2024 | $2.57B | $2.11B | $2.28B | $375.7M | $45.0M | 2.50% | 8.70% | 0.49% |
Loan mix (Q2 2026): real estate $0 · commercial $0 · consumer $2.67B · securities $71.7M
| Ratio | Medallion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.15% | 1.26% | 92th | |
Return on equity Annualized net income ÷ equity or net worth | 12.9% | 12.2% | 56th | |
Net interest margin Interest income − interest expense, ÷ assets | 8.58% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 27.7% | 59.0% | 2th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Medallion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Medallion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Medallion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Medallion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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