| Metric | Marquette Savings Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.4% | +5.5% | +0.9 pts |
| Deposit growth (YoY) | +9.7% | +5.1% | +4.6 pts |
| Loan growth (YoY) | +6.6% | +5.9% | +0.7 pts |
| ROA | 0.53% | 1.26% | -0.7 pts |
| ROE | 4.5% | 12.2% | -7.7 pts |
ROA ranks in the 9th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.44B | $1.10B | $993.3M | $169.1M | $3.7M | 0.53% | 2.80% | 0.47% |
| Q1 2026 | $1.41B | $1.08B | $971.0M | $165.4M | $1.8M | 0.52% | 2.73% | 0.50% |
| Q4 2025 | $1.37B | $1.03B | $968.5M | $166.8M | $3.0M | 0.22% | 2.60% | 0.56% |
| Q3 2025 | $1.35B | $1.01B | $947.9M | $163.0M | $1.9M | 0.19% | 2.55% | 0.44% |
| Q2 2025 | $1.36B | $1.01B | $931.4M | $157.7M | $1.2M | 0.18% | 2.48% | 0.51% |
| Q1 2025 | $1.34B | $997.1M | $906.5M | $155.7M | $344K | 0.11% | 2.39% | 0.40% |
| Q4 2024 | $1.27B | $935.3M | $873.4M | $153.7M | $1.1M | 0.09% | 2.20% | 0.44% |
| Q3 2024 | $1.31B | $937.9M | $849.2M | $160.2M | $551K | 0.06% | 2.18% | 0.40% |
Loan mix (Q2 2026): real estate $901.0M · commercial $94.9M · consumer $3.0M · securities $327.2M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Marquette Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.53% | 1.26% | 9th | |
Return on equity Annualized net income ÷ equity or net worth | 4.5% | 12.2% | 7th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.80% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 78.2% | 59.0% | 92th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Marquette Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Marquette Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Marquette Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Marquette Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.