| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +21.0% | +4.4% | +16.6 pts |
| Deposit growth (YoY) | +22.7% | +4.0% | +18.8 pts |
| Loan growth (YoY) | +22.9% | +5.6% | +17.3 pts |
| ROA | 0.82% | 1.24% | -0.4 pts |
| ROE | 6.8% | 11.9% | -5.0 pts |
ROA ranks in the 26th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $316.8M | $264.9M | $223.6M | $37.8M | $1.3M | 0.82% | 3.83% | 1.73% |
| Q1 2026 | $271.3M | $222.3M | $183.5M | $32.1M | $527K | 0.78% | 3.65% | 2.07% |
| Q4 2025 | $268.2M | $217.3M | $187.5M | $31.9M | $2.1M | 0.82% | 3.74% | 2.04% |
| Q3 2025 | $268.7M | $219.8M | $190.0M | $30.9M | $1.4M | 0.74% | 3.72% | 1.76% |
| Q2 2025 | $261.8M | $215.9M | $182.0M | $30.7M | $1.0M | 0.82% | 3.76% | 0.71% |
| Q1 2025 | $255.2M | $211.5M | $179.0M | $30.4M | $481K | 0.76% | 3.71% | 0.16% |
| Q4 2024 | $104.6M | $84.6M | $73.6M | $15.9M | $932K | 0.93% | 4.47% | 0.03% |
| Q3 2024 | $106.1M | $89.1M | $68.4M | $15.8M | $739K | 0.99% | 4.31% | 0.05% |
Loan mix (Q2 2026): real estate $157.5M · commercial $11.5M · consumer $10.0M · securities $44.2M
| Ratio | Longview Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.82% | 1.24% | 26th | |
Return on equity Annualized net income ÷ equity or net worth | 6.8% | 11.9% | 21th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.83% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 64.8% | 62.9% | 55th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Longview Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Longview Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Longview Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Longview Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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