No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $180.2M | $159.3M | $141.5M | $19.8M | $1.1M | 1.26% | 6.08% | 0.04% |
| Q1 2026 | $180.9M | $160.1M | $137.9M | $19.1M | $529K | 1.18% | 5.96% | 0.02% |
| Q4 2025 | $177.1M | $156.8M | $133.0M | $18.5M | $2.4M | 1.36% | 5.71% | 0.02% |
| Q3 2025 | $176.3M | $156.5M | $125.7M | $18.3M | $1.8M | 1.34% | 5.55% | 0.03% |
| Q2 2025 | $171.0M | $152.1M | $124.5M | $17.6M | $1.2M | 1.34% | 5.40% | 0.03% |
| Q1 2025 | $172.6M | $154.0M | $120.4M | $17.1M | $634K | 1.45% | 5.21% | 0.03% |
| Q4 2024 | $176.5M | $154.1M | $119.2M | $16.3M | $2.0M | 1.20% | 4.96% | 0.03% |
| Q3 2024 | $163.9M | $141.9M | $116.7M | $14.7M | $1.4M | 1.16% | 4.91% | 0.04% |
Loan mix (Q2 2026): real estate $115.4M · commercial $25.9M · consumer $1.4M · securities $2.0M
| Ratio | Greater State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.26% | 1.24% | 51th | |
Return on equity Annualized net income ÷ equity or net worth | 11.8% | 11.9% | 50th | |
Net interest margin Interest income − interest expense, ÷ assets | 6.08% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 73.4% | 62.9% | 75th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Greater State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Greater State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Greater State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Greater State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.