No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $333.2M | $274.5M | $244.9M | $55.2M | $1.8M | 1.14% | 4.03% | 0.20% |
| Q1 2026 | $317.0M | $259.0M | $249.9M | $53.5M | $160K | 0.20% | 3.82% | 0.21% |
| Q4 2025 | $314.7M | $257.1M | $239.7M | $53.4M | $4.8M | 1.73% | 4.14% | 0.00% |
| Q3 2025 | $294.0M | $239.5M | $229.9M | $50.8M | $3.0M | 1.51% | 4.08% | 0.00% |
| Q2 2025 | $283.7M | $230.6M | $210.0M | $49.8M | $2.0M | 1.59% | 4.06% | 0.00% |
| Q1 2025 | $258.8M | $207.5M | $190.9M | $48.6M | $761K | 1.26% | 3.94% | 0.00% |
| Q4 2024 | $224.8M | $180.9M | $165.2M | $41.8M | $829K | 0.49% | 4.11% | 0.05% |
| Q3 2024 | $188.9M | $155.7M | $124.5M | $31.8M | $773K | 0.66% | 4.40% | 0.00% |
Loan mix (Q2 2026): real estate $228.7M · commercial $16.3M · consumer $3.2M · securities $4.3M
| Ratio | Global One Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.14% | 1.24% | 44th | |
Return on equity Annualized net income ÷ equity or net worth | 6.8% | 11.9% | 21th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.03% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.9% | 62.9% | 59th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Global One Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Global One Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Global One Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Global One Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.