| Metric | Forbright Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +14.8% | +5.5% | +9.4 pts |
| Deposit growth (YoY) | +21.8% | +5.1% | +16.8 pts |
| Loan growth (YoY) | +25.7% | +5.9% | +19.8 pts |
| ROA | 0.62% | 1.26% | -0.6 pts |
| ROE | 5.3% | 12.2% | -6.9 pts |
ROA ranks in the 10th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $8.48B | $7.33B | $6.05B | $1.04B | $25.3M | 0.62% | 3.21% | 1.10% |
| Q1 2026 | $8.25B | $7.16B | $5.77B | $933.7M | $14.2M | 0.70% | 3.18% | 1.14% |
| Q4 2025 | $7.91B | $6.80B | $5.60B | $923.0M | $101.0M | 1.35% | 3.77% | 1.06% |
| Q3 2025 | $7.69B | $6.53B | $5.35B | $885.4M | $65.7M | 1.18% | 3.80% | 0.55% |
| Q2 2025 | $7.38B | $6.01B | $4.81B | $846.2M | $31.4M | 0.86% | 3.62% | 1.26% |
| Q1 2025 | $7.29B | $5.83B | $4.46B | $827.2M | $12.2M | 0.67% | 3.52% | 1.79% |
| Q4 2024 | $7.24B | $5.64B | $4.28B | $812.4M | $55.0M | 0.78% | 3.51% | 1.21% |
| Q3 2024 | $7.16B | $5.92B | $3.92B | $801.1M | $41.9M | 0.80% | 3.58% | 1.71% |
Loan mix (Q2 2026): real estate $2.88B · commercial $971.0M · consumer $176.6M · securities $1.26B
| Ratio | Forbright Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.62% | 1.26% | 10th | |
Return on equity Annualized net income ÷ equity or net worth | 5.3% | 12.2% | 8th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.21% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 72.4% | 59.0% | 83th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Forbright Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Forbright Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Forbright Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Forbright Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.