| Metric | Dominion Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.7% | +4.9% | -1.2 pts |
| Deposit growth (YoY) | +3.0% | +4.3% | -1.3 pts |
| Loan growth (YoY) | -4.2% | +5.3% | -9.6 pts |
| ROA | 0.95% | 1.28% | -0.3 pts |
| ROE | 8.8% | 12.4% | -3.6 pts |
ROA ranks in the 28th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $647.4M | $569.9M | $503.1M | $71.6M | $3.1M | 0.95% | 3.26% | 0.57% |
| Q1 2026 | $635.2M | $559.3M | $541.2M | $69.8M | $1.3M | 0.80% | 3.23% | 0.59% |
| Q4 2025 | $662.3M | $588.4M | $521.4M | $68.5M | $5.5M | 0.90% | 3.46% | 0.57% |
| Q3 2025 | $636.5M | $563.6M | $506.1M | $67.4M | $4.3M | 0.96% | 3.49% | 0.01% |
| Q2 2025 | $624.0M | $553.4M | $525.3M | $65.6M | $2.6M | 0.89% | 3.47% | 0.00% |
| Q1 2025 | $576.8M | $507.7M | $485.3M | $64.1M | $1.1M | 0.78% | 3.35% | 0.00% |
| Q4 2024 | $568.3M | $501.0M | $469.5M | $62.9M | $5.0M | 0.93% | 3.66% | 0.00% |
| Q3 2024 | $549.8M | $482.3M | $473.1M | $61.6M | $3.6M | 0.91% | 3.69% | 0.00% |
Loan mix (Q2 2026): real estate $329.0M · commercial $175.4M · consumer $1.1M · securities $3.9M
| Ratio | Dominion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.95% | 1.28% | 28th | |
Return on equity Annualized net income ÷ equity or net worth | 8.8% | 12.4% | 26th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.26% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.7% | 61.2% | 54th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Dominion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Dominion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Dominion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Dominion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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