| Metric | Connection Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.1% | +4.9% | +0.2 pts |
| Deposit growth (YoY) | +4.8% | +4.3% | +0.5 pts |
| Loan growth (YoY) | +3.3% | +5.3% | -2.0 pts |
| ROA | 1.75% | 1.28% | +0.5 pts |
| ROE | 17.4% | 12.4% | +5.0 pts |
ROA ranks in the 78th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $540.9M | $452.4M | $470.7M | $55.6M | $4.8M | 1.75% | 3.84% | 0.25% |
| Q1 2026 | $543.5M | $456.7M | $471.3M | $54.2M | $2.4M | 1.75% | 3.81% | 0.36% |
| Q4 2025 | $540.1M | $453.2M | $468.5M | $53.6M | $7.7M | 1.49% | 3.64% | 0.34% |
| Q3 2025 | $530.2M | $444.6M | $462.4M | $52.9M | $6.0M | 1.55% | 3.61% | 0.35% |
| Q2 2025 | $514.8M | $431.4M | $455.6M | $51.2M | $3.9M | 1.52% | 3.56% | 0.34% |
| Q1 2025 | $518.3M | $439.1M | $445.6M | $49.8M | $1.9M | 1.49% | 3.49% | 0.28% |
| Q4 2024 | $488.6M | $409.0M | $436.1M | $48.4M | $5.3M | 1.06% | 3.09% | 0.28% |
| Q3 2024 | $508.9M | $423.5M | $425.1M | $48.8M | $4.2M | 1.11% | 3.06% | 0.32% |
Loan mix (Q2 2026): real estate $396.1M · commercial $60.0M · consumer $6.7M · securities $14.8M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Connection Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.75% | 1.28% | 78th | |
Return on equity Annualized net income ÷ equity or net worth | 17.4% | 12.4% | 78th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.84% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 54.0% | 61.2% | 28th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Connection Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Connection Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Connection Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Connection Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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