| Metric | Community West Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +40.6% | +5.5% | +35.2 pts |
| Deposit growth (YoY) | +37.7% | +5.1% | +32.7 pts |
| Loan growth (YoY) | +47.4% | +5.9% | +41.4 pts |
| ROA | 0.88% | 1.26% | -0.4 pts |
| ROE | 6.7% | 12.2% | -5.5 pts |
ROA ranks in the 22nd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $5.02B | $4.13B | $3.49B | $668.3M | $18.1M | 0.88% | 4.79% | 0.56% |
| Q1 2026 | $3.70B | $3.15B | $2.52B | $477.3M | $12.6M | 1.36% | 4.44% | 0.62% |
| Q4 2025 | $3.69B | $3.10B | $2.51B | $472.5M | $42.5M | 1.18% | 4.33% | 0.19% |
| Q3 2025 | $3.61B | $3.08B | $2.42B | $463.4M | $29.9M | 1.12% | 4.30% | 0.20% |
| Q2 2025 | $3.57B | $3.00B | $2.37B | $446.2M | $18.1M | 1.02% | 4.23% | 0.19% |
| Q1 2025 | $3.55B | $2.93B | $2.32B | $437.3M | $9.3M | 1.05% | 4.17% | 0.20% |
| Q4 2024 | $3.52B | $2.91B | $2.31B | $428.8M | $13.5M | 0.44% | 4.12% | 0.24% |
| Q3 2024 | $3.53B | $2.92B | $2.27B | $430.2M | $5.4M | 0.24% | 4.05% | 0.11% |
Loan mix (Q2 2026): real estate $2.76B · commercial $255.1M · consumer $451.0M · securities $856.3M
| Ratio | Community West Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.88% | 1.26% | 22th | |
Return on equity Annualized net income ÷ equity or net worth | 6.7% | 12.2% | 14th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.79% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.4% | 59.0% | 51th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Community West Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Community West Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Community West Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Community West Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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