| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +24.5% | +4.9% | +19.6 pts |
| Deposit growth (YoY) | +13.3% | +4.3% | +9.0 pts |
| Loan growth (YoY) | +29.6% | +5.3% | +24.3 pts |
| ROA | 1.91% | 1.28% | +0.6 pts |
| ROE | 17.5% | 12.4% | +5.0 pts |
ROA ranks in the 84th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $611.4M | $453.3M | $485.7M | $65.1M | $5.5M | 1.91% | 4.24% | 4.58% |
| Q1 2026 | $569.6M | $447.8M | $438.6M | $63.8M | $2.8M | 1.98% | 4.38% | 3.13% |
| Q4 2025 | $556.4M | $432.9M | $414.3M | $61.0M | $9.1M | 1.90% | 4.61% | 2.66% |
| Q3 2025 | $525.0M | $421.4M | $404.2M | $55.2M | $6.7M | 1.96% | 4.77% | 2.51% |
| Q2 2025 | $491.2M | $400.0M | $374.7M | $55.0M | $5.3M | 2.41% | 5.07% | 2.12% |
| Q1 2025 | $438.4M | $348.2M | $318.8M | $42.8M | $2.5M | 2.40% | 5.12% | 1.06% |
| Q4 2024 | $378.2M | $305.7M | $276.3M | $40.3M | $7.9M | 2.43% | 5.39% | 2.06% |
| Q3 2024 | $338.3M | $295.8M | $274.3M | $38.9M | $6.0M | 2.59% | 5.61% | 2.18% |
Loan mix (Q2 2026): real estate $360.1M · commercial $39.0M · consumer $15.2M · securities $32.5M
| Ratio | Commercial Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.91% | 1.28% | 84th | |
Return on equity Annualized net income ÷ equity or net worth | 17.5% | 12.4% | 79th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.24% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 49.2% | 61.2% | 17th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Commercial Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Commercial Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Commercial Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Commercial Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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