| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +11.2% | +5.5% | +5.7 pts |
| Deposit growth (YoY) | +10.9% | +5.1% | +5.8 pts |
| Loan growth (YoY) | +16.8% | +5.9% | +10.8 pts |
| ROA | 1.57% | 1.26% | +0.3 pts |
| ROE | 14.5% | 12.2% | +2.3 pts |
ROA ranks in the 72nd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $3.47B | $3.09B | $2.16B | $373.3M | $26.4M | 1.57% | 3.83% | 0.54% |
| Q1 2026 | $3.39B | $3.00B | $2.07B | $364.2M | $13.0M | 1.57% | 3.83% | 0.53% |
| Q4 2025 | $3.21B | $2.84B | $1.96B | $353.8M | $50.4M | 1.63% | 3.94% | 0.48% |
| Q3 2025 | $3.21B | $2.83B | $1.93B | $340.6M | $38.0M | 1.66% | 3.93% | 0.52% |
| Q2 2025 | $3.12B | $2.78B | $1.85B | $326.0M | $24.6M | 1.64% | 3.90% | 0.22% |
| Q1 2025 | $3.04B | $2.71B | $1.74B | $311.4M | $11.6M | 1.58% | 3.84% | 0.28% |
| Q4 2024 | $2.83B | $2.53B | $1.62B | $291.6M | $47.1M | 1.66% | 3.78% | 0.23% |
| Q3 2024 | $2.84B | $2.54B | $1.50B | $291.3M | $36.0M | 1.70% | 3.81% | 0.17% |
Loan mix (Q2 2026): real estate $1.99B · commercial $68.1M · consumer $110.2M · securities $1.02B
| Ratio | Banco do Brasil Americas | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.57% | 1.26% | 72th | |
Return on equity Annualized net income ÷ equity or net worth | 14.5% | 12.2% | 69th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.83% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 49.9% | 59.0% | 23th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Banco do Brasil Americas | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Banco do Brasil Americas | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Banco do Brasil Americas | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Banco do Brasil Americas | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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