No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $492.1M | $372.6M | $369.4M | $66.2M | $382K | 0.16% | 2.32% | 0.37% |
| Q1 2026 | $474.1M | $361.2M | $368.1M | $64.3M | $78K | 0.07% | 2.32% | 0.43% |
| Q4 2025 | $445.2M | $339.1M | $364.9M | $65.1M | $544K | 0.12% | 2.42% | 0.49% |
| Q3 2025 | $442.7M | $336.5M | $369.3M | $64.7M | $431K | 0.13% | 2.49% | 0.50% |
| Q2 2025 | $447.8M | $342.1M | $368.9M | $64.3M | $443K | 0.20% | 2.60% | 0.38% |
| Q1 2025 | $454.3M | $343.4M | $373.8M | $63.9M | $401K | 0.35% | 3.01% | 0.42% |
| Q4 2024 | $455.5M | $346.0M | $377.3M | $62.7M | $-387K | -0.09% | 1.98% | 0.90% |
| Q3 2024 | $451.8M | $340.9M | $380.9M | $63.7M | $-222K | -0.07% | 1.98% | 0.92% |
Loan mix (Q2 2026): real estate $366.3M · commercial $5.5M · consumer $267K · securities $98.4M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Arundel Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.16% | 1.24% | 5th | |
Return on equity Annualized net income ÷ equity or net worth | 1.2% | 11.9% | 5th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.32% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 92.7% | 62.9% | 95th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Arundel Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Arundel Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Arundel Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Arundel Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.