| Metric | Arrowhead Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.1% | +4.4% | -1.3 pts |
| Deposit growth (YoY) | +1.9% | +4.0% | -2.1 pts |
| Loan growth (YoY) | -2.7% | +5.6% | -8.3 pts |
| ROA | 1.82% | 1.24% | +0.6 pts |
| ROE | 16.0% | 11.9% | +4.2 pts |
ROA ranks in the 81st percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $295.3M | $259.9M | $173.0M | $34.6M | $2.7M | 1.82% | 4.75% | 0.00% |
| Q1 2026 | $296.1M | $261.4M | $174.4M | $33.9M | $1.3M | 1.78% | 4.69% | 0.00% |
| Q4 2025 | $302.2M | $268.4M | $184.2M | $33.0M | $4.8M | 1.65% | 4.69% | 0.22% |
| Q3 2025 | $286.3M | $253.3M | $181.6M | $32.1M | $3.8M | 1.75% | 4.69% | 0.22% |
| Q2 2025 | $286.5M | $255.0M | $177.9M | $30.6M | $2.4M | 1.66% | 4.61% | 0.22% |
| Q1 2025 | $291.9M | $261.7M | $170.1M | $29.4M | $1.2M | 1.60% | 4.52% | 0.00% |
| Q4 2024 | $290.9M | $262.2M | $179.3M | $28.0M | $4.3M | 1.48% | 4.34% | 0.00% |
| Q3 2024 | $282.4M | $253.1M | $178.2M | $27.5M | $3.3M | 1.55% | 4.24% | 0.05% |
Loan mix (Q2 2026): real estate $141.4M · commercial $13.7M · consumer $9.0M · securities $84.4M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Arrowhead Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.82% | 1.24% | 81th | |
Return on equity Annualized net income ÷ equity or net worth | 16.0% | 11.9% | 73th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.75% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 52.8% | 62.9% | 22th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Arrowhead Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Arrowhead Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Arrowhead Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Arrowhead Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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