| Metric | Anderson Brothers Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.3% | +5.5% | +3.8 pts |
| Deposit growth (YoY) | +7.4% | +5.1% | +2.4 pts |
| Loan growth (YoY) | +13.9% | +5.9% | +8.0 pts |
| ROA | 1.52% | 1.26% | +0.3 pts |
| ROE | 17.3% | 12.2% | +5.1 pts |
ROA ranks in the 70th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.38B | $2.13B | $1.85B | $206.5M | $17.4M | 1.52% | 6.12% | 0.53% |
| Q1 2026 | $2.28B | $2.06B | $1.77B | $201.1M | $8.3M | 1.48% | 6.10% | 0.54% |
| Q4 2025 | $2.21B | $1.95B | $1.74B | $196.5M | $29.2M | 1.38% | 6.30% | 0.55% |
| Q3 2025 | $2.19B | $1.98B | $1.68B | $189.5M | $21.8M | 1.38% | 6.30% | 0.42% |
| Q2 2025 | $2.18B | $1.99B | $1.62B | $178.9M | $13.1M | 1.26% | 6.27% | 0.43% |
| Q1 2025 | $2.07B | $1.88B | $1.58B | $174.3M | $6.2M | 1.22% | 6.30% | 0.52% |
| Q4 2024 | $1.97B | $1.79B | $1.55B | $167.7M | $20.5M | 1.07% | 6.39% | 0.48% |
| Q3 2024 | $1.99B | $1.79B | $1.48B | $167.2M | $17.6M | 1.24% | 6.31% | 0.43% |
Loan mix (Q2 2026): real estate $1.27B · commercial $116.0M · consumer $489.7M · securities $192.9M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Anderson Brothers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.52% | 1.26% | 70th | |
Return on equity Annualized net income ÷ equity or net worth | 17.3% | 12.2% | 84th | |
Net interest margin Interest income − interest expense, ÷ assets | 6.12% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.2% | 59.0% | 51th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Anderson Brothers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Anderson Brothers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Anderson Brothers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Anderson Brothers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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