| Metric | Amalgamated Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.1% | +5.5% | +3.6 pts |
| Deposit growth (YoY) | +9.3% | +5.1% | +4.3 pts |
| Loan growth (YoY) | +9.1% | +5.9% | +3.2 pts |
| ROA | 1.34% | 1.26% | +0.1 pts |
| ROE | 14.6% | 12.2% | +2.5 pts |
ROA ranks in the 58th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $9.41B | $8.49B | $5.08B | $869.6M | $61.4M | 1.34% | 3.78% | 1.09% |
| Q1 2026 | $9.17B | $8.21B | $4.97B | $836.2M | $25.9M | 1.15% | 3.70% | 1.08% |
| Q4 2025 | $8.87B | $7.99B | $4.90B | $812.7M | $107.3M | 1.26% | 3.63% | 0.32% |
| Q3 2025 | $8.69B | $7.83B | $4.73B | $780.4M | $80.1M | 1.26% | 3.61% | 0.26% |
| Q2 2025 | $8.62B | $7.76B | $4.66B | $793.2M | $52.5M | 1.25% | 3.57% | 0.41% |
| Q1 2025 | $8.29B | $7.46B | $4.62B | $760.4M | $25.7M | 1.24% | 3.57% | 0.41% |
| Q4 2024 | $8.26B | $7.23B | $4.65B | $721.9M | $108.6M | 1.32% | 3.60% | 0.37% |
| Q3 2024 | $8.42B | $7.62B | $4.53B | $747.1M | $83.4M | 1.35% | 3.56% | 0.34% |
Loan mix (Q2 2026): real estate $3.51B · commercial $1.28B · consumer $327.9M · securities $3.81B
| Ratio | Amalgamated Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.34% | 1.26% | 58th | |
Return on equity Annualized net income ÷ equity or net worth | 14.6% | 12.2% | 70th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.78% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 47.5% | 59.0% | 17th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Amalgamated Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Amalgamated Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Amalgamated Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Amalgamated Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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